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RENTERS INSURANCE
Renters Insurance
Renting your home is a great way to avoid many of the burdensome responsibilities of home ownership. However, one thing you should still consider is insurance. Many renters are unaware they need insurance because they are not property owners. But renter's insurance is an essential type of investment you should consider. Here at Solid Rock Group Association, we help renters in Georgia make intelligent insurance choices. Keep reading to learn more.
Why Do I Need Renter's Insurance?
You need renter's insurance in Georgia because the type of property insurance your landlord carries on the property does nothing to protect your personal belongings inside the property. This means that if the property is damaged, lost, or burglarized; there is no financial assistance to help you replace your damaged or lost belongings. You alone would need to come up with the money to replace your belongings. This could hurt you and your family financially.
What Will Renter's Insurance Cover?
Renter's policies can be customized to suit your needs, but in general, they will provide coverage of the value of your personal belongings that are kept on the rental property. This can include clothing, jewelry, electronics, collectibles, cash, and more.
What Happens If I File a Claim?
If you need to file a claim on your renter's policy, you will start a claim with your insurance company. The insurance company will evaluate the value of the items damaged or lost, and you will be paid the value of the items. This can help a family start over if their personal belongings are lost or damaged in a rental property.
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If you would like to learn more about renter's insurance or any of our other insurance services, please get in touch with us at Solid Rock Group Association serving residents of Georgia.